Pul junatish.

[Tiger]

Assalomu alaykum forumdoshlar!
I am wondering what methods everyone here uses for sending money abroad. Specifically to Uzbekistan, as there are no PayPal accounts there. Is the traditional money wiring via banks the most preferred method?:)

[PainKiller]

I used to do westernunion, then I found out MoneyGram.
Money gram is very cheap. It is less than $10 for $500 transaction.

[Tiger]

I used to do westernunion, then I found out MoneyGram.
Money gram is very cheap. It is less than $10 for $500 transaction.
Money gram bu bankmi?

[melo]

Money gram bu bankmi?

no- it is a service like western union. They have it at most check cashing places and banks. go to the website www.moneygram.com (http://www.moneygram.com)

Here is the link to find a place.
http://www.moneygram.com/servlet/DefaultApplyXSL?xslURL=/Display/temgweb.xsl&URL=/Apps/AgentLocator/AgentSearch.jsp

[Hopeful]

Yes, MoneyGram is cheaper but it's slower than Western Union.

[Masud]

Assalomu alaykum forumdoshlar!
I am wondering what methods everyone here uses for sending money abroad. Specifically to Uzbekistan, as there are no PayPal accounts there. Is the traditional money wiring via banks the most preferred method?:)

If you have a bank account in Uzb and the bank will not hold a portion of the sent as a minimum deposit, the most effective way is wiring the money through your bank. $30

If you want them to collect cash, you can send the money via Ria Envia which is a Mexican Bank has connection with Contact bank,(I am not sure about the names, but i have transferred money through this way once without a problem), will tranfer the money to Uzb without a problem it is usually cheaper than WU, $45 for the amount over $3000, i am not sure.

There is an option to go around the minimum deposit requirements in Uzbek banks, which is to tranfer to someone you know who lives in Uzb, but has a account in another country (e.g.Turkey), who can give you the "green" in uzb.

good luck
AT

[Tiger]

Yes, MoneyGram is cheaper but it's slower than Western Union.
Kancha vaktni oladi?

[melo]

Yes, MoneyGram is cheaper but it's slower than Western Union.

I did not notice a difference. They picked up the money the next day with money gram.

[Masud]

I was checking out the money gram and ran into this.
:shock: :shock: :shock:
check this out:
http://www.moneygram.com/servlet/DefaultApplyXSL?xslURL=/Display/temgweb.xsl&URL=/Document/s8_3_Blocked__LIst.xml

[Tiger]

MoneyGram dan Uzb ga pul etib borsa, uydigila pulni kaysi joyga borib olishadi.

[melo]

MoneyGram dan Uzb ga pul etib borsa, uydigila pulni kaysi joyga borib olishadi.

use the same link I gave before to find a location in any country- sending or recieving.
http://www.moneygram.com/servlet/Def...gentSearch.jsp (http://www.moneygram.com/servlet/DefaultApplyXSL?xslURL=/Display/temgweb.xsl&URL=/Apps/AgentLocator/AgentSearch.jsp)

[Delf]

I was checking out the money gram and ran into this.
:shock: :shock: :shock:
check this out:
http://www.moneygram.com/servlet/DefaultApplyXSL?xslURL=/Display/temgweb.xsl&URL=/Document/s8_3_Blocked__LIst.xml

Did you expect to see: Donate to Al-Qaida here (link). ?
We promise secure and timely delivery of all funds.

LOL.


Delf.

[Martingale]

western union kup ishlatganman...va afsuki yuborish uchun emas olish uchun:o

lekin money gramni bilmadimu Anelik deganini eshitganmisiz..ushandan bir marta junatishmoqchi buganda afsuski man turgan shaharda branchlari yuq ekan. Ularni branchlari faqat katta shaharlarda bor: NYC, Boston, Chicago, LA, San fransisco, Atlanta etc. Anelik rossiyaniki va arzon, 3% edi shekilli..manimcha Ipak yuli bankida bor...

Besides, wire transfer between a US bank and an Uzbek banks is also possible and very cheap. You can even do direct deposit if you wish. :) Bizni banklar ham kuchaygan. :))

[Tiger]

western union kup ishlatganman...va afsuki yuborish uchun emas olish uchun:o

lekin money gramni bilmadimu Anelik deganini eshitganmisiz..ushandan bir marta junatishmoqchi buganda afsuski man turgan shaharda branchlari yuq ekan. Ularni branchlari faqat katta shaharlarda bor: NYC, Boston, Chicago, LA, San fransisco, Atlanta etc. Anelik rossiyaniki va arzon, 3% edi shekilli..manimcha Ipak yuli bankida bor...

Besides, wire transfer between a US bank and an Uzbek banks is also possible and very cheap. You can even do direct deposit if you wish. :) Bizni banklar ham kuchaygan. :))
Bilaman bizani bankla xam kuchayishganini.
Shu kungachon pul jonatardim, uzimni bankimdagi shetim orkali.
Pulni etib borishi chozilib ketadi, ulani ustiga pul Uzbga etib borsa xam,
(bizaga xali pul kelgani yok) deb etishadi. Surishtirib kursam,
pulni bir ikki kun foydalanish maksadida ushlab turishar ekan.
Endi uzila bilsela kerak, bizadigi sharoitlarni kanaka ekanligini.

[Martingale]

Bilaman bizani bankla xam kuchayishganini.
Shu kungachon pul jonatardim, uzimni bankimdagi shetim orkali.
Pulni etib borishi chozilib ketadi, ulani ustiga pul Uzbga etib borsa xam,
(bizaga xali pul kelgani yok) deb etishadi. Surishtirib kursam,
pulni bir ikki kun foydalanish maksadida ushlab turishar ekan.
Endi uzila bilsela kerak, bizadigi sharoitlarni kanaka ekanligini.

hehehey:lol: ,

tugri etasiz...va qanday maqsadda ishlatishini ham pochti bilaman. Shunichun, tanishiz bulsa yomon bumasdi.:) endi bilasizu hamma joyda uzbekchili.:) aslida wire transfer 15 minutdan kup vaqt omaslgig kerak.:) Sizni pulizni air mail da junatishmiydiku, wire qilishadi.

Money gram hamma joyda bor, ushandan foydalaning, va uz vaqtida olasiz.:lol:

yoki katta shaharda busez anelik..u ham arzon, lekin ishlatib kurganlarni ham bilmiman va uzim ham ishlatmaganman.

eng ohirgi optioniz western union busin.:D Lekin tez va qulay.

[Tiger]

hehehey:lol: ,

tugri etasiz...va qanday maqsadda ishlatishini ham pochti bilaman. Shunichun, tanishiz bulsa yomon bumasdi.:) endi bilasizu hamma joyda uzbekchili.:) aslida wire transfer 15 minutdan kup vaqt omaslgig kerak.:) Sizni pulizni air mail da junatishmiydiku, wire qilishadi.

Money gram hamma joyda bor, ushandan foydalaning, va uz vaqtida olasiz.:lol:

yoki katta shaharda busez anelik..u ham arzon, lekin ishlatib kurganlarni ham bilmiman va uzim ham ishlatmaganman.

eng ohirgi optioniz western union busin.:D Lekin tez va qulay.
Da tigri etasizu, lekin sal kimmatrokde.
Money gram ni man birinchi martda eshitib turishim.
Va bir ikkta savolim bor edi bu xakida.
Pul u erga etib bordi deylik, Uzbda uydigilar pul olgani borishsa,ulardan xam pul echishadimi?

[Amiri Turkiston]

eng yahshisi bu O'zbekistondagi yaqinlarizga visa card ni ochtiring...u hammasidan yahshi...eng arzoni

man har doim ushani ishlatardim

[Tiger]

eng yahshisi bu O'zbekistondagi yaqinlarizga visa card ni ochtiring...u hammasidan yahshi...eng arzoni

man har doim ushani ishlatardim
Agar ishlatgan bolsez, urgatvoring yolini.
Oldindan katta raxmat.:)

[Martingale]

Pul u erga etib bordi deylik, Uzbda uydigilar pul olgani borishsa,ulardan xam pul echishadimi?

yuq ulani charge qimiydi. senderni charge qiladi..hammasida money transferlar ham i wire trasnferlar ham...sender tuliydi.

Western unionniki juda oson. Siz qaysi shaharga junatyotganizni aniqlesiz(to yest branch...m-n: tashkent) va receiverni ismi tuliq va familiyasi va iloji busa tel nomer bilan adresi. Keyin ular sizga kod beradi westernda shunaqa. Uydagilariz bironta ID bilan boradi va sender, yani sizni ismiz familiyaiz va usha kod kerak buladi formni tuldirishda. i vse...

[Hopeful]

Yaqingacha eng qulay va arzon pul jo'natish yoli wire transfer edi. Agar Citibankda accountingiz bo'lsa online wire transfer uchun ular $20 olardi. Lekin ma'lum voqealardan so'ng Nacbankning Citibankdagi kor. schetini yopib qoyishdi. Bilishimcha hozir o'zbek banklarining hech biri US banklarida kor. schetga ega emas. Hozir ham wire transfer orqali pul o'tqazish mumkin. Lekin u juda uzoq vaqt oladi va unchalik ishonchli emas. Chunki pul US bankidan Nac. bankning kor. scheti bor Europadagi yoki Rossiadagi biror bir bank orqali wire transfer qilinishi kerak bo'ladi.
Yaqinda mening bir tanishim MoneyGram orqali pul jonatdi. Bir haftadan so'ng uning uyidagilari pulni olishdi. Western Union bilan jo'natilgan pulni 1-2 soatdan so'ng olishlari mumkin bo'ladi. Lekin hizmat haqida biroz farq bor.

[Amiri Turkiston]

Agar ishlatgan bolsez, urgatvoring yolini.
Oldindan katta raxmat.:)

uyizdagilar Alp-Jamol bankiga borib VISA CLASSIC ochishsin...4 kun oladi

sizga hamma danniylarni berishsin va siz pulni jo'nating - 1 kun ketadi

ular 4 kundan keyin bankdan borib pulni olishsin...1 % ketadi - bu bankni charge qiladigan foizi

i vse - boshqa rashod yo'q

[Amiri Turkiston]

VISA CLASSIC ochmasdan prosto VALUTNIY SCHET ochishsa ham buladi

masalan quyidagi banklarni rekomendaciya qilaman:
- Turon Bank
- Alp-Jamol
- Capital Bank

bularni pochti hammasi 1 % charge qiladi

[Tiger]

VISA CLASSIC ochmasdan prosto VALUTNIY SCHET ochishsa ham buladi

masalan quyidagi banklarni rekomendaciya qilaman:
- Turon Bank
- Alp-Jamol
- Capital Bank

bularni pochti hammasi 1 % charge qiladi
Siz bu banklarga kafolat berasizmi? ular aldamaydi deb?
Tugri tushungan bolsam agar, man UZIMNI SHETIMDAN ulani VALUTNIY SCHET
iga jonataman. Lekin mandan pul echishadimi?
Uzr savollarim bilan kiynab uborgan bolsam agar.:?
Minnadaorchiligimni bildiraman.:)

[Amiri Turkiston]

Siz bu banklarga kafolat berasizmi? ular aldamaydi deb?
Tugri tushungan bolsam agar, man UZIMNI SHETIMDAN ulani VALUTNIY SCHET
iga jonataman. Lekin mandan pul echishadimi?
Uzr savollarim bilan kiynab uborgan bolsam agar.:?
Minnadaorchiligimni bildiraman.:)

Sizdan pul echishmaydi...faqat pulni obnal qilvotgan odam usha bank fee ni to'laydi

at least shunaqa bulishi kerak...hamma banklar har hil buladi ku baribir

keyin anu banklarga JAVOB bera olmayman....prosto mani yahshi tanishlarim bor masalan TURON bankda...agar muammo bulsa PM qivorsez to'g'rilab beramiz

[Hopeful]

Siz bu banklarga kafolat berasizmi? ular aldamaydi deb?
Tugri tushungan bolsam agar, man UZIMNI SHETIMDAN ulani VALUTNIY SCHET
iga jonataman. Lekin mandan pul echishadimi?
Uzr savollarim bilan kiynab uborgan bolsam agar.:?
Minnadaorchiligimni bildiraman.:)

Tiger, siz pulni wire transfer qilayotganigizda bank sizdan fee oladi. Masalan, Citibank online international wire transfer uchun $30 va wires initiated at a Citibank financial center uchun $40 oladi. Keyin siznikilar Toshkentda pulni olishayotganda yana fee olishligi mumkin. Bu u erdagi bankga bog'liq. Agar siz USAda bo'lsangiz hozir USdan wire transfer qilish ancha vaqt oladi. Buning sababini teparoqda aytib o'tgan edim.

[Masud]

Moneygram ni agenti bilan gaplashib ko'rdim. Transfer fee qancha bo'ladi deb. $4000 ga $80 olisharkan. Bu degani Ria Envia bilan bir xil. Ya'ni Contact Bank of Russia. Contact bank orqali jo'natganimda ham 24 soat ichida pulni olishgan.

Money wire eng arzon hisoblanyapti hozircha ammo account ochish kere. Biror kishi orqali Turkiyaga pul jo'natib u yerdagi tanishlardan bizi kilar ya'ni uydagilar pul qabul qilishyapti, naqd va ishonchli.

NationalCity Bank Transfer Fee:$30

AT

[PainKiller]

Moneygram as far as I know the easiest and plus cheapest way of money transfering. I used western union before-they charge a lot.
Moneygram-Has Branches in every single town and money u sent will be recieved in ten minutes. Because of the time difference, time when they receive money has never been an issue-they all normally sleep when I send them money (Uzbekistonda soat 2-3 kechasi bulganda yuboriladi)
U can simply go to moneygram agent and ask him any questions u have.
Second good thing is that unlike western union u do not need to fill up the paperwork every single time. They will always have u in their system and u just go there and tell them ur phone number and the agent looks in his system and finds ur information, so u do not do it over and over. VERY EASY AND FAST.
Then, people whom u send money to, go to the Bank and pick the money up.
My people never had any problems.

[Tiger]

Moneygram as far as I know the easiest and plus cheapest way of money transfering. I used western union before-they charge a lot.
Moneygram-Has Branches in every single town and money u sent will be recieved in ten minutes. Because of the time difference, time when they receive money has never been an issue-they all normally sleep when I send them money (Uzbekistonda soat 2-3 kechasi bulganda yuboriladi)
U can simply go to moneygram agent and ask him any questions u have.
Second good thing is that unlike western union u do not need to fill up the paperwork every single time. They will always have u in their system and u just go there and tell them ur phone number and the agent looks in his system and finds ur information, so u do not do it over and over. VERY EASY AND FAST.
Then, people whom u send money to, go to the Bank and pick the money up.
My people never had any problems.
Uydigilariz Toshkentdagi kaysi bakdan pul olishadi?
Nomini etib uboring iltimos. Agar 2-3 kechasi u erda bolsa, Usdan taxminan
nechilada junatish kerak? Oldindan raxmat.

[Martingale]

Uydigilariz Toshkentdagi kaysi bakdan pul olishadi?
Nomini etib uboring iltimos. Agar 2-3 kechasi u erda bolsa, Usdan taxminan
nechilada junatish kerak? Oldindan raxmat.

uziyam rosa sodda tigritsaladan ekansizde.:D
ahir bizda kunduzi junatsez, Uzbda kechasi 2-3 buladide time difference bilan. Uydagilariz bankka kechasi borishi shartmas, ertasi kuni borib osa ham bulaveradi.

Money gram Ipak yuli bankida bor tochno.;)
Ipak yuli banki..Chilonzor metrosidan 200 metr pastroda joylashgan.
yana savollar busa marhamat.:)

[Guardian]

Uydigilariz Toshkentdagi kaysi bakdan pul olishadi?
Nomini etib uboring iltimos. Agar 2-3 kechasi u erda bolsa, Usdan taxminan
nechilada junatish kerak? Oldindan raxmat. Siz jo'natavering, pul MoneyGramda turib turadi, uydagilaringiz olgunlaricha. Demak, pul jo'natganizdan keyin jo'nayotgan shahobchadan sizga mahsus raqam berishadi, siz u raqamni SMS yo telefon qilib uydagilarga aytasiz. Uydagilaringiz pulni bankdan qachonki xohlasalar borib olishadi.

Toshkentdagi MoneyGram shahobchalari ko'p, mana bu ro'yxat (http://www.moneygram.com/servlet/DefaultApplyXSL?xslURL=/Display/temgweb.xsl&URL=/apps/AgentLocator/Locator.jsp%3FType%3DINTL%26ICountry%3Dnull%26ICit y%3Dtashkent)-dagi banklardan pulni olishsa bo'ladi.

[guest1234]

Hi,

In fact, outgoing wire transfers are free at Washington Mutual Bank.
Should it be not feasible to establish an account with them, MoneyGram would be the best alternative, I'd say.

Cheers.

[barakalla]

Yuqorida bankda schet ochish haqida gap ketibdi-ku, lekin maslahatlar faqat O'zbekistondagi bankda schet ochish haqida bo'libdi.

Boshqa maslahat.
US'dagi bankda schet ochasiz. Bank sizga 1 haftalarni ichida ATM card yuboradi. Uni PIN-nomeri ham keladi. Ana keyin usha kartochkani pochta orqali uyizdigilarga yuborasiz. Ular esa Toshkentda bir nechta bo'lgan ATM'lardan pulni yechib olishadi.

O'z tajribamdan kelib chiqgan holda:

Bu erda schet ochishdan oldin bankdan surishtiring, ATM(debit) card'i qaysi logo ostida. MASTERCARD'ni qidiring. VISA card'ni kamchiliklari - VISA card'dagi pullarni Toshkentda bor yo'gi bitta bank - Nats. Bank orqali olsa bo'ladi. Ushanda ham faqat "cardholder"ga va 3% komissiyani ushlab qolgan holda.

MASTERCARD - eng optimal variant. Toshkentda kamida 5-6ta joydan olsa bo'ladi pulni. Va bu ATM apparatlari orqali, odam bilan gaplashish shart emas - shu sababdan pulni cardholder'ni o'zi olishi shart emas, bemalol hohlagan odamingiz olishi mumkin, PIN-raqamingizni bersangiz bas Man o'zim ko'pincha ALOQA Bankdagi ATM'dan foydalanardim, Gospital'niyni yonidagi.
Faqat bankingizdan so'rang, ATM'dan pul olinayotganda necha pul ushlab qolinishini. Misol, mani topgan bankim bir tiyin ham olmaydi va hozirgi kungacha har bir pul echilishi uchun ($500 gacha - bankni bir kunlik limiti) bor yog'i $1 olib qolinayapti.

Ana endi har pul yuborish kerak bo'lgan payt usha bankga borib, raqamingizga kerakli pulni qo'yib, Toshkentga habar bersangiz - ular uerda borib yechib olishadi.

Uchrashi mumkin bo'lgan minuslar:

1) Bizani ATM'larda ko'p uchraydigan hol - naqd pul qomaslik. Kamina 2-3 martta ALOQA Bankni ATM'iga borib, 5-6 kishidan iborat bo'lgan navbatda turib bo'lib, "izvinite, net nalichnosti" digan yozuvni ko'rishga muyassar bo'ldi. Bu hollarda boshqa ATM'ni qidirasiz (Interkontinental, Dedeman, Tata, va boshqalar)
2) Yuqoridag gaplar Toshkent shahri haqida edi. Boshqa viloyatlarda ahvol qanaqa - bilmayman. Lekin quyidagi saytga kirib, ATM Locator'dan foydalanish mumkin: www.mastercard.com (http://www.mastercard.com)
3) Toshkentda "ATM qaerda" degan savol huddi fil'mdagi "Nofelet qaerda" degan savolga o'hshash, fikrimcha. Uchta joyda mani tushunishmadi. Mani esa bu apparatni ruscha/o'zbekcha nomi esimdan ko'tarildi. Qo'llarim bilan tushuntirib, nima uchun kerakligini aytganimdan so'ng - "Aaaaa, baaankamat dimismi" digan gapni eshitdim. Ushandan keyin faqat bankomat so'zini ishlatdim. Uydigilaringiz bilan gaplashganda ham shu so'zni ishlating


Va bu usulni eng muhim joyi - pul sizni o'zingizni raqamingizda qoladi. Agar u erdan yechib olishmasa (har hil hodisalar bo'lishi mumkin) - o'ziz bemalol bu erda pulni olasiz


Hozircha shu


PS. O'zim shu usul bilan mana hudo hohlasa ikkinchi yil pul yuborayapman. Pulni internet orqali bir schetimdan ikkinchisiga o'tkazaman. Juda qulay. Ko'z tegmasin

[Masud]

barakalloh, barakalla

juda foydali post qilibsiz....

shu asnoda bir savol. Misol uchun man yashayturgan joydagi xohlagan bankdan mastercard ochsam bo'ladimi yoki u banklar alohida nomi bormi?

ATM card deb so'rab olishi kerakmi yoki VISA dagi CheckCard mi bu?

bu usul ko'p miqdorda ya'ni (500 so'm)dan ko'p jo'natishga to'g'ri keladimi?

pulni bir account dan ikkinchisiga deb yozibsiz, ikkala account ham bir bank bilanmi yoki alohidami? yoki biri VISA biri MC mi?

agar bu yerda yozishga iloj bo'masa PM qivoring, iltimos
javobizi kutib qolaman.

hurmat bilan
AT

[Martingale]

Toshkentda "ATM qaerda" degan savol huddi fil'mdagi "Nofelet qaerda" degan savolga o'hshash, fikrimcha.

:laugh: zur gap yuq!;)

haligi...ja pulilar kupayib qaerga quyishni bilmay qosalarin:D ...mani schotimga hech qanaqangi feelarsiz utkazib quyishizga kafolat beraman. Tezligiga javob beraman.;)

[barakalla]

barakalloh, barakalla

juda foydali post qilibsiz....

shu asnoda bir savol. Misol uchun man yashayturgan joydagi xohlagan bankdan mastercard ochsam bo'ladimi yoki u banklar alohida nomi bormi?

ATM card deb so'rab olishi kerakmi yoki VISA dagi CheckCard mi bu?
Hohlagan bankizdan ochaverin. Faqat ATM(debit/check) card MASTERCARD logo'si ostida bo'lsin.

bu usul ko'p miqdorda ya'ni (500 so'm)dan ko'p jo'natishga to'g'ri keladimi?
Bilishim bo'yicha, bir hil banklarda daily limit 500dan yuqoriroqqa ko'tarilsa bo'ladi. Har hil bankda har hil. Misol, Bank of America $1500gacha ko'tarishga ruhsat beradi - lekin ularni kartochkasi - VISA - to'g'ri kelmaydi. Surishtiring.
Agar bo'lmagan holdaham - kerakli miqdorni bir necha kunga bo'lib olishligi mumkin u erdan. Misol $5000 olish uchun, 10 kun ketadi, kuniga $500dan olinganda. Va baribir shundaham, bankni fee'siga qarab, umumiy $10-20 to'laysiz


pulni bir account dan ikkinchisiga deb yozibsiz, ikkala account ham bir bank bilanmi yoki alohidami? yoki biri VISA biri MC mi?
Bir bank. Agar misol uchun o'zingiz ishlatadigan bankizda uyizdigalar uchun alohida account ochsangiz, ko'p banklarda "online money transfer between accounts" bor. Shundan foydalanasiz. Man bu narsadan foydalanishim - ba'zida bankga borishga vaqt yoq. Kechasi ATM'ni oldida to'htab, deposit qilay desam - ATM-card manda emas, Toshkentda. Shuning uchun internet orqali qulay. Lekin, ikkita ATM-card zakaz qilinsa ham bo'ladi, v printsipe..

Omad

[barakalla]

haligi...ja pulilar kupayib qaerga quyishni bilmay qosalarin:D ...mani schotimga hech qanaqangi feelarsiz utkazib quyishizga kafolat beraman. Tezligiga javob beraman.;)

Gap bo'lishi mumkinmas-de

Qani endi, Martingale'jon, accountizni raqami, routing nomeri va socialingizni ohirgi 4-ta sonini yozib yuboring - nasib qilsa ertalab roooooosa ko'p pulli bo'lib uyg'onasiz ;)


PS. mayli, vaht allamahal bo'lib qoldi. Hammaga hayrli tun

[Martingale]

Gap bo'lishi mumkinmas-de

Qani endi, Martingale'jon, accountizni raqami, routing nomeri va socialingizni ohirgi 4-ta sonini yozib yuboring - nasib qilsa ertalab roooooosa ko'p pulli bo'lib uyg'onasiz ;)


PS. mayli, vaht allamahal bo'lib qoldi. Hammaga hayrli tun

quruq gap qildizu...lekin negadir odam baribir hursand :mrgreen: