Family budget

[Пушкарева]

Hi people (especially those married):

Just wondered how do you manage your family budget?

- Do you have a shared account or individual?
- If both of you work, how do you upkeep family and individual expenses? Is one person responsible for certain household items (e.g. grocery, gas, utilities) and another for the rest (e.g. rent, car insurance, etc)?
- Do you plan any significant purchase?
- etc.

Overall, I am interested how is it when two people get together, have a family and maintain their resources.

I have been financially independent since 18-19. Always worked, had my own money and spent them the way I wanted with no any regulation, planning, limits, etc.

But I have married friends and hear that their husbands have absolute control over their earnings and are very stringy on their wives' expenditures.. To me, it seems a little bit... stange. Even my parents never asked me what was my salary since it had always been considered a private issue. And I dont like to share the information.

So please share your own practice. How do you do that?

Thanks.

PS: I am not asking how much you earn, but how you maintain the common budget.

[Пушкарева]

It might depend on the type of family I guess: traditional, contemporary, western style, and other.

I know, in traditional uzbek families they have a common family budget and earnings of all ar3 poolled together and the family leader (the eldest) defines the expenditures. (Unfair method, IMO).

For example my sister, when she married to a liveral guy, they had quite flexible budget: they kept their salaries in one place and each one took as much as needed whenever needed and for whatever needs. (Money was wasted quite fast with no track of the sources).

My uzbek friends here - a couple, both of them work - have a single account and husband strictly controls all the resources. If she wants to buy a shower gel or shampoo she has to justify the real need for it and ask his permission for the purchase and only if he approves, she can buy it. Otherwise, hay-vay. (Cruel method, IMO).

My uzbek friend married to an american, had a joint account and she was responsible for groceries and smth else, and he paid the rent and car expenses. (They always knew where the money went, kept track of the sources and never had issues with 0 budget, however were quite pro-saving people. And could save some).

I prefer the last option.

[PainKiller]

I think couples should talk about big purchases and investments. Especially when you are married and live under the same roof, you have to plan accordingly and be responsible. But asking your husband's permission for shower gell and other small stuff, is weird and wrong, unless they are making only enough to survive and are super poor. I never ask anybody why and how much money I am spending on. Luckily, I dont suffer from "shopping disorder" and shopping is not really my thing.

[kitayoza]

Привет народу (особенно в браке):

Просто спрашивает, как вы управляете вашей семьи бюджет?

-- У вас есть общие счета или индивидуальные?
-- Если так вы работаете, как вы содержание семьи и индивидуальные расходы? Есть один человек, ответственных за определенные предметы домашнего обихода (например, бакалея, газ, коммунальные услуги), а другой для остальных (например, аренда, страхование автомобиля и т. д.)?
-- Вы планируете каких-либо значительных покупку?
-- и т.д.

В общем, меня интересует, как это, когда два человека собираются вместе, иметь семью и вести их ресурсов.

Я был финансово независимым, поскольку 18-19. Всегда работал, в моей собственной деньги и провели их так, как я хотел, не каких-либо регулирования, планирования, ограничения и т.д.

Но у меня есть друзья в браке и слышать о том, что их мужья имеют абсолютный контроль над их заработка, и очень жесткими по их жен расходов .. Для меня, кажется, немного ... странно. Даже мои родители никогда не спросил меня, то, что моя зарплата, поскольку он всегда считался частным вопросом. И я бы не будут делиться информацией.

Поэтому, пожалуйста, Вашу практику. Как вы это сделали?

Спасибо.

PS: Я, не спрашивая, сколько вы заработаете, но, как вы сохранить общий бюджет.
privet privet.:D
O'zi o'rischani unaqa yaxshi tushunmayman. Shuncha uzundan uzun, yana erinmay inglizchada yozgan savolizga javob berib o'taman.

Albatta hamma davlatning ichki politikasi va budjeti bo'ladi. Kimga, qachon va qancha harajat qilishini shu oilaning o'zi biladi.
Agar bizani oiladan kelib chiqadigan bo'lsak, bizda erkak oila boshlig'i. Demak topish-tutish, elkaga to'rva halta tashlab bozor qilish bu erkeyni ishi. Biza ayollani judayam ezozlaymiz. Bizaga o'xshab qiynalib, ter to'kib mehnat qilmaydi. Bozorma bozor yurib, uyga oziq ovqat tashimaydi. Eri olib kelganni yaxshilab pishirib, yedirib, uylarni saramjon qilib, erini hursand qilib turadi.:D
To'g'riside. Nima ishi bor boshqa hotinning?
Eri olib kelganni yedirib-ichirib, erini rozi qilsa bo'ldide. Pul so'rasa srazu beraman imkon qadar.
O'zini shaxsiy puli bor. Unga umuman aralashmayman. Oldinlari bir qiynalib qolganda olib turganman. A tak topgan pulim o'rtada. Qancha olib ishlatsa ham indamayman. Prosto bilidirib qo'ysa bo'lgani.
Hullas, manga va ayolimga yoqadi bunaqa sistema.:D Silani bilmadim. Hamma har hil.

[Пушкарева]

The interesting thing is that both of them work well and have enough money. But he takes control of it all.

I cant imagine me being controlled over my earnings... It might be an issue.

But asking your husband's permission for shower gell and other small stuff, is weird and wrong, unless they are making only enough to survive and are super poor.

[PainKiller]

The interesting thing is that both of them work well and have enough money. But he takes control of it all.

I cant imagine me being controlled over my earnings... It might be an issue.
Dugonam aytib beruvdi. Bir tanishi bor ekan, shunaka eridan hamma narsaga pulni surab olar ekan. Terisiga lotion olaman desa, eri aytganmushki "Tering uzi yahshi tekkis, lotion kerak emas" deb :lol::lol:
Man bunaka odamlarni tushunmeman. Har bir tiyinini ustida shunaka uylanib yursa, u hayot emas, existance buladi. Paypogini ham ozi ololmasa, kap katta odam.
PS. I think it is very disrespectful when one of the partners has all the control over money or something else, and their partner should literally beg them for a piece of what should be THEIRS not his or hers.:rolleyes:

[Uyyonli]

The interesting thing is that both of them work well and have enough money. But he takes control of it all.

I cant imagine me being controlled over my earnings... It might be an issue.
yeah but why would a "husband" would do that if two of them making enough money, unless as Painkiller said if u buy something really expencive then of cource u would discuss with partner.
But if the couple is planning to buy something big then they should make a deal. They should plan if, and what to invest. That means they should open up a shared account in a bank where none of them have credit cards with.(in case one overdues) to put all the extra money.

[kitayoza]

Dugonam aytib beruvdi. Bir tanishi bor ekan, shunaka eridan hamma narsaga pulni surab olar ekan. Terisiga lotion olaman desa, eri aytganmushki "Tering uzi yahshi tekkis, lotion kerak emas" deb :lol::lol:
Man bunaka odamlarni tushunmeman. Har bir tiyinini ustida shunaka uylanib yursa, u hayot emas, existance buladi. Paypogini ham ozi ololmasa, kap katta odam.
PS. I think it is very disrespectful when one of the partners has all the control over money or something else, and their partner should literally beg them for a piece of what should be THEIRS not his or hers.:rolleyes:

yo hotinning o'z jamg'armasi bo'lishi kerey.
Ishonasilarmi yoki yo'mi bilmadim. 11 yillik hayotimiz orasida umuman bilmas ekanman qancha puli borligini.
O'zi bizada pul tortmada turadi. Kimga kerey bo'sa olib ishlataveradi. O'zim hitoyga kevosam, iloji boricha zapaz qilib ketaman. Nimaga iloji boricha deyapman, sababi unaqa kotta biznesmen emasman. Deyarli 99% pulim oborotda yuradi. Olish qiyin, toest olgim kemaydi. Aylanaveradi, aylanavedi. Qisqasi joyida turish yo'.
Lekin bitta qoida bor.
Shariatda erkak o'z hotiniga nafaqat berishi kerey. To est oylik. Masalan har oyda 50000 so'mmi. qisqasi kimning kuchi yetganicha.
manam shunga amal qilmaganim uchun, tortmada turgan pulni hisob qimayman. Nafaqasini bermadimmi, demak kontrol ham qilishim kerey emas deyman.
Hotin u bu narsa olsa, o'zi uchun shu bilan birgalikda siz uchun ham bo'ladide. Shuni erkeylar tushunishi kerey.:D

[benq35]

It might depend on the type of family I guess: traditional, contemporary, western style, and other.

My uzbek friend married to an american, had a joint account and she was responsible for groceries and smth else, and he paid the rent and car expenses. (They always knew where the money went, kept track of the sources and never had issues with 0 budget, however were quite pro-saving people. And could save some).

I prefer the last option.

Многие Американские семьи имеют общие счета и расходы делаются и расчитываются из общего семейного бюджета.
Насколько я знаю семейным с общим счетом удобнее списывать налоги.

Мне как не семейному приходиться платить самый высокий процент на налоги. Или что-то придумывать.:lol:

[Amiri Turkiston]

tak bupti o'zimni family budgetimni etberaman sizga:

ayolim ishlamaydi ...lekin man unga hamma harajatlariga pul berishimdan qattiy nazar yana "saving" uchun ozgina berib qo'yaman (yahshi kunlarda ishlatasan deb...masalan to'y va b.h.)

Agar o'zi pul topsa - pul topishni yo'llarini ko'rsatib qo'yganman - u pulni ishlatmasdan SAVING qil deyman ....

chunki bir ro'zg'orni bitta odam boshqargani yahshi :-)

Tahminan bizni kichkina ro'zg'orga unchalik ko'p ketmaydi: tahminan $200 oyiga va undan tashqari - ota onamning oldilariga borib ularga ham bozorni gohida qilib turaman - bunga yana $100.

Hullas oilaga oyiga $300 ketarkan.

Undan tashqari - yana turli boshqa harajat deb yana $100 ketadi...

itogo: $400

bu hali ish hona harajatlarini hisobga olmaganda ...o'tirish po'tirish v.h.z.

[Africa]

я не практичный. не веду бюджет, не знаю цену деньгам. практически никогда не экономлю. спасает только то что семьи нет.

а ещё, раздеваюсь где попало, от того и одежда горой по всей комнате.

[zumrad]

I have been financially independent since 18-19. Always worked, had my own money and spent them the way I wanted with no any regulation, planning, limits, etc.





wow, since 18-19 in uzbekistan?:o
Nezabudka what did u do there? so u could have own money...

[kitayoza]

tak bupti o'zimni family budgetimni etberaman sizga:

ayolim ishlamaydi ...lekin man unga hamma harajatlariga pul berishimdan qattiy nazar yana "saving" uchun ozgina berib qo'yaman (yahshi kunlarda ishlatasan deb...masalan to'y va b.h.)

Agar o'zi pul topsa - pul topishni yo'llarini ko'rsatib qo'yganman - u pulni ishlatmasdan SAVING qil deyman ....

chunki bir ro'zg'orni bitta odam boshqargani yahshi :-)

Tahminan bizni kichkina ro'zg'orga unchalik ko'p ketmaydi: tahminan $200 oyiga va undan tashqari - ota onamning oldilariga borib ularga ham bozorni gohida qilib turaman - bunga yana $100.

Hullas oilaga oyiga $300 ketarkan.

Undan tashqari - yana turli boshqa harajat deb yana $100 ketadi...

itogo: $400

bu hali ish hona harajatlarini hisobga olmaganda ...o'tirish po'tirish v.h.z.
400 dissimi?:shock: Bu silada ro'zg'or emas, haqiqiy g'or ekanku a?:D
Bechora Amiri. Ham har oy 400 ni chiqar, hamda Princedan 22 minga keladigan BMV-325i ni sotib ol.:( Qiyin bo'pti, qiyin.:D Allah sabr bersin sizga jigarim.:D

[B.TURKISTANI]

o'zingiz "hamma har hil" deb deb yuqorida ta'kidlab aytdingiz shekili?! Nimaga katta ko'zingizni yana ham olaytirib kattalashtirib yubormoqdasiz? :lol:

[Prince]

O'zi bizada pul tortmada turadi

Qaysi tortmada? Kirurishdi Chap qoldigimi? Oka ertaga mexmon pexmon chaqirishiz bor, tagin Tortmani ish qilib ketishmasin :roundsml:

[Maroon]

400 dissimi?:shock: Bu silada ro'zg'or emas, haqiqiy g'or ekanku a?:D
Bechora Amiri. Ham har oy 400 ni chiqar, hamda Princedan 22 minga keladigan BMV-325i ni sotib ol.:( Qiyin bo'pti, qiyin.:D Allah sabr bersin sizga jigarim.:D

Alamingiz chiqyaptimi? :lol:

[B.TURKISTANI]

Alamingiz chiqyaptimi? :lol:
Alam emas hasad deng. Bu o'zbeklarga azaldan tekkan balo :mrgreen:

[Maroon]

Alam emas hasad deng. Bu o'zbeklarga azaldan tekkan balo :mrgreen:

Ha usha de. :D

[Amiri Turkiston]

400 dissimi?:shock: Bu silada ro'zg'or emas, haqiqiy g'or ekanku a?:D
Bechora Amiri. Ham har oy 400 ni chiqar, hamda Princedan 22 minga keladigan BMV-325i ni sotib ol.:( Qiyin bo'pti, qiyin.:D Allah sabr bersin sizga jigarim.:D

eee oka - o'ziz hisoblab ko'ring.

1 kg go'sh - 5000 so'm
1 kg sosiska - 4500
1 kg sir - 14000
1 ta yogurt - 600
1 kg shakar - 1200
1 ta bulka non - 200
8 ta tvorogli bulochka - 2200
1 bonka qaymoq - 6000
1 kg olma - 2000
1 kg banan - 4000
1 kg nok - 3000
1 ta sok - 1500


shuni bir oylikka kopaytirib chiqsangiz - ma'lum buladi :P

siz o'zi tortmadagi pulni hisoblamaseiz qattan bilaz...ro'zg'orga qancha ketvotgani-ni :-)

kenayimiza hammasini bilib bilib ishlatvursala kere ;-)

[kitayoza]

Alamingiz chiqyaptimi?Ha.. ichim kuyib, napas ololmayapman, HASADdan.:lol:

[Royal]

kitayoza...

hasad dip hazil bilanam gapirmaslik kerak...bu bir huddi saratonga ohshagan narsa....

Amir etgan gap togri inson ozini uyida nima bovotganini bilmasa unda u insonmas hayvon boladi...

har bir narsa hisoblik boladi va ba'azi bir narsalarga koz yumiladiyu farq qilmagandek lekin har doim osha narsalar fikrda boladi....

har kimni uyida har hil holat, birowla agarodidan unumliroq foydalanid, birowla qishga koproq "bonka" yopadi...
bundoq qilishni haammadam talab qilinmiydi, bunga oziga yarasha talant kerak...sekin sekin harakat qilip qisa boladi hammasini...hayot ozi oboradi.

buni erkak kishi ayol kishi bilan birgalikda qiladi...

ekonom degan narsa gunohmas, yani isrofgarchilikka yol qoyilmasaligi kerak.
ayol kishiga qoyip bersa qoshnisi ogan narsaniyam olie deydi, osha narsa yilda bir marta ishlatsayam...hamma narsa ba'maslahat va pishshiqlik bilan oylanip qilinishi kerak....

Erkak kishini hotini/oilasi oldidigi vazifasi:

1. Tomi butun,
2. Usti butun,
3. Osh'honada kamchiligi yoq,
4. Pichoqlari otkirlashtirilgan

bolishligi.

agar moshinga keladiga bolinsa bunga pulni qattan oldiz deydigan savolni ozi ahmoqona savol boladi....

kimni qanaqa ishi bor ?? balkim eski moshinasi yahshi bosa, ancha muncha narsalari bosa ichida "navarochennie", oshani bilgan odam boshqa shunaqa moshinalaga qaraganda 2 barobariga sotgandir....

ortada biror bir davoila bomi birowni shunaqa ish qisa ?
yoki birortasi 1somini 2som qisa silaga 10tiyin berishi keraymi ??

[kitayoza]

Royal bobo qalaysiz?!:D

[Пушкарева]

I worked, honey. Not on a factory, though, so dont feel bad for me. :) In international projects, organizations, diplomatic corps, etc.

On: People in Uzb, AT for instance, do you save your money at home (yostiqqi tegida/paypoqni ichida) or in a bank? I asked my friend 2 days ago and she responded they keep money with her husband in the bank and only two of them know how much she and he earns (no parents, no family, etc). So my question was - how reliable is it keeping all their money in an uzbek bank, she said she trusted.




wow, since 18-19 in uzbekistan?:o
Nezabudka what did u do there? so u could have own money...

[B.TURKISTANI]

Royal bobo qalaysiz?!:D
baloga qoldizku oka :lool:

[Пушкарева]

Please, no offtops. There is a sepate thread for that.

Thank you.

[infolife]

We dont have scheduled plan as to who pays for what and when. In fact, we hardly ever discuss this subject.

- Do you have a shared account or individual?

Individual


- If both of you work, how do you upkeep family and individual expenses? Is one person responsible for certain household items (e.g. grocery, gas, utilities) and another for the rest (e.g. rent, car insurance, etc)?


We both work. I pay for my individual expenses. From time to time, I spend on grocery, clothes, my daughter's expenses. However these are not my responsibilites. So I voluntarily spend and dont mind hubby knowing what I am doing with my money. I buy anything I need any time providing that he is pleased with my purchase(like he has to like the top I buy to wear:lol:)

Husband pays for rent, utility bills(gas,water,electricity), grocery, car insurance,petrol. basically everything


- Do you plan any significant purchase?

yes, we plan buying things like a car, laptop or anything big. We usually pay at once rather than a monthly installment. Because it tends to be a big lump sum to go out of one's account I conrtibute 50%(or nearly 50%) towards the expense of a purchase.


Overall, I am interested how is it when two people get together, have a family and maintain their resources.


In my opinion, MAN has to manage a budget (women should avoid such a headache:D).
Husband will of course discuss any big investments with wife. But, in our daily life, man is responsible for the provision of housing,clothing,food etc.

[Amiri Turkiston]

On: People in Uzb, AT for instance, do you save your money at home (tortmada) or in a bank? I asked my friend 2 days ago and she responded they keep money with her husband in the bank and only two of them know how much she and he earns (no parents, no family, etc). So my question was - how reliable is it keeping all their money in an uzbek bank, she said she trusted.

Saying truth...I don't like CASH....

Of course I have some savings in cash (i.e.: some USDs, some EUR and some British P.s)... I'm keeping just a little part of it - at home ... others are bringing some benefit at bank.

but in overal, I don't have pretty big savings...

When I feel that I have more than some amount of money :D, I'm starting to search some investment...i.e.: during last 3 years - I bought a house and car :P I'm investing for brand new PC and some other furniture at our office

so I can say that: all I have for now: is my investment
truly hope that all these will bring some benefit in the future

[Frida]

eee oka - o'ziz hisoblab ko'ring.

1 kg go'sh - 5000 so'm
1 kg sosiska - 4500
1 kg sir - 14000
1 ta yogurt - 600
1 kg shakar - 1200
1 ta bulka non - 200
8 ta tvorogli bulochka - 2200
1 bonka qaymoq - 6000
1 kg olma - 2000
1 kg banan - 4000
1 kg nok - 3000
1 ta sok - 1500



mana shu yeriga kelganda stuldan yiqilib tushay dedim. :lool:

sonigacha yozibtilaya erinmasdan.

Bittasi AT - 1 martdan narxlar osharmush desa, ATni reakciyalari: Tak, 8ta tvorogli bulochka necha pul bo'lar ekan endi, padarlan'at. :lool:


On: cooking everything from scratch saves lots of money here. I usually never buy polufabrikat, or TV dinners here. too much sodium and quite expensive anyways. I probably spend around $200 for food per month, plus rent, cable, cell phone, electricity and gas. :? then i make monthly payments for my school tuition (scholarship covers only 95% of the tuition). good thing we don't have tvorogli bulochka here. ;) (just kidding)

[benq35]

семейный бюджет в еврейской семье

— абрам, где вы берёте деньги?
— в тумбочке.
— а кто их туда кладёт?
— сара.
— а сара где берёт деньги?
— у меня.
— а вы где берёте деньги?
— я же вам говорю: в тумбочке!

[Пушкарева]

Frida, you reminded me my recent years as a student :(

I never knew what it was like - living on a tight student budget when I was in Tashkent. But here, oh my, I perfectly experienced it: lived on a narrow scholarship, covered private school tution fees, health insurance and final semester on my own, with no extra support, and being only enabled with the on-campus job income.

Then, I used to pay 75% of what I earned for my rent and the rest $200 were spent on food and to cover phone bills. No extra fun, no social life - due to the scarce budget and lack of time. It was freaking tough :lol:, I would say, and paritcularly uncomfortable due to the fact that I always earned quite well and never economized prior to the US.

But after graduation and getting a job, I caught up on whatever I was missing :). Now, I realize I should get back to a proper spending scheme. I am glad I had that foreign student experience though, it taught the very good life skills.


mana shu yeriga kelganda stuldan yiqilib tushay dedim. :lool:

sonigacha yozibtilaya erinmasdan.

Bittasi AT - 1 martdan narxlar osharmush desa, ATni reakciyalari: Tak, 8ta tvorogli bulochka necha pul bo'lar ekan endi, padarlan'at. :lool:


On: cooking everything from scratch saves lots of money here. I usually never buy polufabrikat, or TV dinners here. too much sodium and quite expensive anyways. I probably spend around $200 for food per month, plus rent, cable, cell phone, electricity and gas. :? then i make monthly payments for my school tuition (scholarship covers only 95% of the tuition). good thing we don't have tvorogli bulochka here. ;) (just kidding)

[AL-Midwest]

Budgeting your finances are very important, in my family my da used to bring money home and my mom used to decide how to spend it when it came to famile expenditures.
As for me, it was hard first to manage my money. Especially when I was in the US I had a full scholarship for one year and money wasn't a big issue. But then I learned a bad way, i came to the point I had no money for the next fall ( thank god i had a good connections with the school staff, they were agreed to wait one more semester). From that time I financed my life the way I learned according to my major, things went well step by step.
At the same time I hate cheap people, I think being responsible with toyr money and cheap way two different things. Cheap people stink!!!
cheers

[Maroon]

семейный бюджет в еврейской семье

— абрам, где вы берёте деньги?
— в тумбочке.
— а кто их туда кладёт?
— сара.
— а сара где берёт деньги?
— у меня.
— а вы где берёте деньги?
— я же вам говорю: в тумбочке!

That's us. LOL. :lol:

[victoria]

hudoga shukur, bu masal buyicha erim ikkalamizda hech qanaqa muammo yoq, hozircha man uydaman ikkinchi farzandni onasi bulish paytida. kasbim buhgalter bulgani sabablimi, har oy planka tuzib quyaman, shunchasi billga, shunchasi savings, shunchasi bunga qilib. weekdaysda hujayinim ishda bulishi, hamda man uyda utirganim sababli billlarni man tulayman, katta bozor ( sam's clubdan ) bir oyda bir ular sotib oladilar, birga sotib olamiz bitta uzlari yurishni yoqtirmaydilar.har haftalik bozorni gohida man gohida birga qilamiz. man koproq uzim qilishni yaxshi kuraman. chunki ular spiskadan ( har doim spiskalar qilib yuraman nima kerak deb) tashqari bozor qilib kerak kerakmas narsalarni ham olaveradilar. :) ikkalamiz ishlaganda ham , bitta uzlari ishlagandan ham, hech qachon sani puling, mani pulim qilmaganmiza. bitta akkauntga solib , birga ishlataveramiz. hech qachon qaerga ishlatvosan ham deb suramaydilar. uzim har kuni kechqurun choy ichib, bugun nima ish qilganimni aytganimda, orada usha mayda chuyda olganimni aytib utaman. onamlar adamga shunaqa aytib berardilar, shunga boshida turmush qurganimizda aytib bersam, ular hayron bulib, " manga nimaga aytvosan, olgan bulseng, yaxshi deb" , man esa ular approve qilish uchun aytmayman. kun taraqasida bulib utgan narsalarni baribir aytib quyaman. ertaga mani et betda kurib qolishsa, ularga aytishsa hayron bulmaydi. qanaqa kiyim olganimni lekin kursatishni yaxshi kuraman. ularga yoqsa qoldiraman, yoqmasa boshqasini olaman, lekin bitta odatim bor, uzimga biron narsa olsam, har doim ularga ham biron narsa harid qilgim keladi. teng bulsin deb. ja bulmaganda tufli olsam noski olaman. :) ular kulib" vijdoning qiynalganidan, manga noski olib berdingmi?" deb kuladilar. uzlari esa pul ishlatsa, man suramayman, ular ham prosta aytib utadilar. shunga shuncha berdim deb.
manimcha er-hotin urtasida bekitishlar bulishi kerak emas. kim tejamroq bulsa usha pullarni rejalashtirishi kerak. deb uylayman.
P.S. qushnim esimga tushib ketdim, yaqinda uzbeklar kuchib kelishdi, er topgan pulini hotiniga aytmaydi, hotini topgan pulini eridan bekitadi, narsalarni qanday qilib oladi, bilmadimku, birga tag'in joint account ochishgan, kun ora bir birini pulini sanab yurishadi. shunaqa bulmaslikdan asrasin.

[insider]

Yaxshi masala kutarilibdi :D
I think, there are a few right ways of managing a family budget, but the one that prevails will depend on circumstances and habits of a husb. and wife. For example, if each of husband and wife is blessed with a healthy dose of ego, having separate budgets will almost be inevitable, IMO. Bunaqa oilada hamma narsa bulishi mumkin, ammo baraka bulmaydi.

[Arhimed]

The interesting thing is that both of them work well and have enough money. But he takes control of it all.

I cant imagine me being controlled over my earnings... It might be an issue.

Nimadan qorqsang shuna tushasan deyishadi. :lol: (jk) agar shunqa erga tushib qolsangiz unda nima qilasiz.


Bizda cost sharing. Lekin mayda chuyda ketkazgan harajatini so'ramayman chunki ishonaman kerakli narsaga ketkazganini. har doim saving qiladi, yaqinda stocklarga invest qib qo'ymoqchi for future generationsga deb

[Amiri Turkiston]

Nimadan qorqsang shuna tushasan deyishadi. :lol: (jk) agar shunqa erga tushib qolsangiz unda nima qilasiz.


Bizda cost sharing. Lekin mayda chuyda ketkazgan harajatini so'ramayman chunki ishonaman kerakli narsaga ketkazganini. har doim saving qiladi, yaqinda stocklarga invest qib qo'ymoqchi for future generationsga deb

ee okasi a bu hotin mas ...konkretniy partner topgan ekansiz ku aaa :lol:

hali eru hotin Wall Street haqida ham bahslasharsila aa :P
man bugun short sale qilaman Cola ni akciyalarini
siz hitech bilan kutib turin deb

[Arhimed]

ee okasi a bu hotin mas ...konkretniy partner topgan ekansiz ku aaa :lol:

hali eru hotin Wall Street haqida ham bahslasharsila aa :P
man bugun short sale qilaman Cola ni akciyalarini
siz hitech bilan kutib turin deb

Ie sekinroq gapiring :frown:endi issiq jon bilib bo'midi ertaga nima bo'lishini, shunga har holda zapas variantlar bo'lishi kerakpragmatik bo'lishga sharoit muhit majbur qimoqda oka :lol:

[Amiri Turkiston]

400 dissimi?:shock: Bu silada ro'zg'or emas, haqiqiy g'or ekanku a?:D
Bechora Amiri. Ham har oy 400 ni chiqar, hamda Princedan 22 minga keladigan BMV-325i ni sotib ol.:( Qiyin bo'pti, qiyin.:D Allah sabr bersin sizga jigarim.:D

gapirmen taqsir

hozir endi rashodlar yana kupayarkan endi

narhlar oshibdi yana - palakat qachon qarasa narh oshadi
hech tusharmikan aaa, deb orzu qilganim qilgan
hom kallaga hom hayol de endi :P

lekin moshinaning narhlari tushibdi
hudoga shukur

[Nafees]

P.S. qushnim esimga tushib ketdim, yaqinda uzbeklar kuchib kelishdi, er topgan pulini hotiniga aytmaydi, hotini topgan pulini eridan bekitadi, narsalarni qanday qilib oladi, bilmadimku, birga tag'in joint account ochishgan, kun ora bir birini pulini sanab yurishadi. shunaqa bulmaslikdan asrasin.

ehh gapirmang, bir tanishim eri bilan doim urushib yurardi, mani ishlab topgan pulim hisobidan, qarindoshlaringga jo'natasan deb. Buyam noto'g'ride, ayniqsa u ayol kechani-kecha, kunduzni kunduz demay ishlaydi, pulni rosa tejaydi, eng arzon kiyimlarni rasprodajaladan qarab olib yuradiyu, buyoqda uni ter to'kib topgan puli hisobidan qayn tarafi katta-kkata yeb, katta kiyadi...

rahmim kelardi... ayol kishini bunaqa ho'rlash yo'li ham bor ekan.

Moliya ustida oila kelisholmasa, oqibat ham bo'lmasa kerak...